Președintele unei firme de asigurări din SUA declară că a crescut cu 40% numărul deceselor în rândul celor cu vârste cuprinse între 18 și 64 de ani

Scott Davidson este președintele firmei de asigurări OneAmerica, o companie de asigurări de 100 de miliarde de dolari înființată în 1877 cu sediul în Indianapolis, statul Indiana. Acesta a dezvăluit că numărul deceselor în rândul celor ce au polițe de asigurări de viață la firma sa au crescut cu 40% față de perioada de dinainte de declanșarea pandemiei. Asta în condițiile când o creștere de 10% este considerat a fi un eveniment extrem de rar, care e posibil să se întâmple odată la 200 de ani. În aceste condiții, creșterea de 40% înregistrată e ceva ce nici nu se putea imagina.

Asistăm, chiar acum, la cele mai mari rate de mortalitate din istorie – nu doar la OneAmerica”, a declarat directorul general al companiei, Scott Davison, în timpul unei conferințe de presă online. „Datele sunt consistente și pentru competitorii noștri.

Îngrijorător e faptul că această creștere se înregistrează în rândul celor cu vârsta cuprinsă între 18 și 64 de ani, iar cauza deceselor este doar în mică măsură atribuită COVID.

Pe lângă aceasta, Scott Davidson a mai declarat faptul că firma sa înregistrează și o creștere a celor ce cer despăgubiri pe motiv de invaliditate, inițial cerererile erau pentru invaliditate pe termen scurt, dar acum crește numărul celor care necesită despăgubiri pentru invaliditate pe termen lung.

Costul pentru compania sa de asigurări va fi de 100 de milioane de dolari, iar trendul a început să se manifeste în trimestrul trei al anului trecut și a continuat și în trimestrul patru.

Sursa: The Center Square

Notă: Un cititor ne-a semnalat că nu poate citi materialul original. Cauza este legea UE care obligă site-urile să protejeze datele personale ale cetățenilor europeni. Unele site-uri din afara UE au ales să blocheze accesul din țările UE.

De aceea reproducem în continuare, în original, materialul din care am citat:

Indiana life insurance CEO says deaths are up 40% among people ages 18-64

By Margaret Menge | The Center Square contributor | Jan 1, 2022

(The Center Square) – The head of Indianapolis-based insurance company OneAmerica said the death rate is up a stunning 40% from pre-pandemic levels among working-age people.

“We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica,” the company’s CEO Scott Davison said during an online news conference this week. “The data is consistent across every player in that business.”

OneAmerica is a $100 billion insurance company that has had its headquarters in Indianapolis since 1877. The company has approximately 2,400 employees and sells life insurance, including group life insurance to employers in the state.

Davison said the increase in deaths represents “huge, huge numbers,” and that’s it’s not elderly people who are dying, but “primarily working-age people 18 to 64” who are the employees of companies that have group life insurance plans through OneAmerica.

“And what we saw just in third quarter, we’re seeing it continue into fourth quarter, is that death rates are up 40% over what they were pre-pandemic,” he said.

“Just to give you an idea of how bad that is, a three-sigma or a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.”

Davison was one of several business leaders who spoke during the virtual news conference on Dec. 30 that was organized by the Indiana Chamber of Commerce.

Most of the claims for deaths being filed are not classified as COVID-19 deaths, Davison said.

“What the data is showing to us is that the deaths that are being reported as COVID deaths greatly understate the actual death losses among working-age people from the pandemic. It may not all be COVID on their death certificate, but deaths are up just huge, huge numbers.”

He said at the same time, the company is seeing an “uptick” in disability claims, saying at first it was short-term disability claims, and now the increase is in long-term disability claims.

“For OneAmerica, we expect the costs of this are going to be well over $100 million, and this is our smallest business. So it’s having a huge impact on that,” he said.

He said the costs will be passed on to employers purchasing group life insurance policies, who will have to pay higher premiums.

The CDC weekly death counts, which reflect the information on death certificates and so have a lag of up to eight weeks or longer, show that for the week ending Nov. 6, there were far fewer deaths from COVID-19 in Indiana compared to a year ago – 195 verses 336 – but more deaths from other causes – 1,350 versus 1,319.

These deaths were for people of all ages, however, while the information referenced by Davison was for working-age people who are employees of businesses with group life insurance policies.

At the same news conference where Davison spoke, Brian Tabor, the president of the Indiana Hospital Association, said that hospitals across the state are being flooded with patients “with many different conditions,” saying “unfortunately, the average Hoosiers’ health has declined during the pandemic.”

In a follow-up call, he said he did not have a breakdown showing why so many people in the state are being hospitalized – for what conditions or ailments. But he said the extraordinarily high death rate quoted by Davison matched what hospitals in the state are seeing.

„What it confirmed for me is it bore out what we’re seeing on the front end,…” he said.

The number of hospitalizations in the state is now higher than before the COVID-19 vaccine was introduced a year ago, and in fact is higher than it’s been in the past five years, Dr. Lindsay Weaver, Indiana’s chief medical officer, said at a news conference with Gov. Eric Holcomb on Wednesday.

Just 8.9% of ICU beds are available at hospitals in the state, a low for the year, and lower than at any time during the pandemic. But the majority of ICU beds are not taken up by COVID-19 patients – just 37% are, while 54% of the ICU beds are being occupied by people with other illnesses or conditions.

The state’s online dashboard shows that the moving average of daily deaths from COVID-19 is less than half of what it was a year ago. At the pandemic’s peak a year ago, 125 people died on one day – on Dec. 29, 2020. In the last three months, the highest number of deaths in one day was 58, on Dec. 13.

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